:root{
  --navy:#14233D;--navy-2:#22365A;--coral:#B08D57;--coral-d:#8A6A38;
  --cream:#F1EADF;--sand:#FBF8F3;--ink:#141B27;--muted:#5E6573;--line:#E4DBCD;--white:#fff;
  --r:18px;--r-sm:12px;--wrap:1160px;--shadow:0 1px 2px rgba(31,51,84,.06),0 8px 24px rgba(31,51,84,.06);
  --serif:"Fraunces",Georgia,"Times New Roman",serif;--sans:"Inter",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;background:var(--sand);color:var(--ink);font:400 17px/1.65 var(--sans)}
img{max-width:100%;height:auto;display:block}
a{color:var(--navy);text-underline-offset:3px}
a:hover{color:var(--coral-d)}
h1,h2,h3,h4{font-family:var(--serif);color:var(--navy);line-height:1.15;font-weight:600;letter-spacing:-.01em;margin:0 0 .5em}
h1{font-size:clamp(2.2rem,5vw,3.6rem)}
h2{font-size:clamp(1.7rem,3.4vw,2.5rem)}
h3{font-size:1.3rem}
p{margin:0 0 1em}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 20px}
.eyebrow{font:600 .8rem/1 var(--sans);letter-spacing:.12em;text-transform:uppercase;color:var(--coral-d);margin-bottom:14px;display:block}
.lead{font-size:1.15rem;color:var(--muted);max-width:60ch}
.muted{color:var(--muted)}
.skip{position:absolute;left:-999px;top:0;background:var(--navy);color:#fff;padding:10px 14px;z-index:100}
.skip:focus{left:10px}
:focus-visible{outline:3px solid var(--coral);outline-offset:2px;border-radius:4px}

/* buttons */
.btn{display:inline-flex;align-items:center;gap:.5em;padding:14px 22px;border-radius:999px;font:600 1rem/1 var(--sans);text-decoration:none;border:2px solid var(--navy);background:var(--navy);color:#fff;transition:.15s}
.btn:hover{background:var(--navy-2);border-color:var(--navy-2);color:#fff}
.btn.alt{background:transparent;color:var(--navy)}
.btn.alt:hover{background:var(--navy);color:#fff}
.btn.coral{background:var(--coral);border-color:var(--coral)}
.btn.coral:hover{background:var(--coral-d);border-color:var(--coral-d)}
.btn svg{width:16px;height:16px}
.btn-row{display:flex;flex-wrap:wrap;gap:12px}
.chip{display:inline-flex;align-items:center;gap:6px;padding:10px 16px;border:1px solid var(--line);background:#fff;border-radius:999px;text-decoration:none;font-weight:600;color:var(--navy);font-size:.95rem}
.chip:hover{border-color:var(--navy)}

/* header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(252,248,244,.92);backdrop-filter:saturate(1.4) blur(8px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;gap:28px;height:74px}
.nav .logo img{height:40px;width:auto}
.nav ul{display:flex;gap:24px;list-style:none;margin:0 0 0 auto;padding:0}
.nav ul a{text-decoration:none;font-weight:600;color:var(--navy);font-size:.98rem}
.nav ul a:hover,.nav ul a[aria-current]{color:var(--coral-d)}
.nav .btn{padding:11px 18px;font-size:.95rem}
.menu-btn{display:none;margin-left:auto;background:none;border:0;padding:8px;cursor:pointer;color:var(--navy)}
.menu-btn svg{width:28px;height:28px}
@media (max-width:960px){
  .nav ul,.nav .btn.desk{display:none}
  .menu-btn{display:block}
  .nav.open ul{display:flex;flex-direction:column;position:absolute;top:74px;left:0;right:0;background:var(--sand);padding:12px 20px 24px;gap:0;border-bottom:1px solid var(--line);box-shadow:var(--shadow)}
  .nav.open ul li a{display:block;padding:14px 0;border-bottom:1px solid var(--line);font-size:1.1rem}
  .nav.open ul li.cta a{border:0;margin-top:14px}
}
.nav ul li.cta{display:none}
@media (max-width:960px){.nav.open ul li.cta{display:block}.nav.open ul li.cta a{display:inline-flex;color:#fff}}

/* sections */
section{padding:84px 0}
.band{background:var(--cream)}
.white{background:#fff}
.section-head{max-width:720px;margin:0 auto 44px;text-align:center}
.section-head .lead{margin:0 auto}

/* hero */
.hero{padding:72px 0 64px;background:var(--cream)}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:center}
.hero h1{margin-bottom:20px}
.hero .lead{margin-bottom:28px}
.hero-img{border-radius:28px;overflow:hidden;aspect-ratio:4/5;box-shadow:var(--shadow);position:relative}
.hero-img img{width:100%;height:100%;object-fit:cover}
.hero-badge{position:absolute;left:18px;bottom:18px;right:18px;background:rgba(255,255,255,.95);border-radius:14px;padding:14px 16px;font-size:.92rem;color:var(--ink);display:flex;gap:12px;align-items:center}
.hero-badge b{font-family:var(--serif);font-size:1.5rem;color:var(--coral-d)}
.routes{margin-top:26px}
.routes small{display:block;color:var(--muted);font-weight:600;margin-bottom:10px}
.routes .chips{display:flex;flex-wrap:wrap;gap:10px}
@media (max-width:860px){.hero-grid{grid-template-columns:1fr}.hero-img{aspect-ratio:16/11}}

/* page hero */
.page-hero{background:var(--cream);padding:64px 0 56px;border-bottom:1px solid var(--line)}
.page-hero h1{max-width:20ch}
.page-hero .lead{margin-top:10px}
.crumbs{font-size:.9rem;color:var(--muted);margin-bottom:16px}
.crumbs a{color:var(--muted)}

/* cards */
.grid{display:grid;gap:22px}
.g3{grid-template-columns:repeat(3,1fr)}
.g2{grid-template-columns:repeat(2,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}
@media (max-width:960px){.g3,.g4{grid-template-columns:repeat(2,1fr)}}
@media (max-width:640px){.g3,.g2,.g4{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:28px;box-shadow:var(--shadow);display:flex;flex-direction:column}
.card h3{margin-bottom:8px}
.card p{color:var(--muted);flex:1}
.card .more{font-weight:600;text-decoration:none;display:inline-flex;gap:6px;align-items:center}
.card .more:after{content:"→";transition:.15s}
.card:hover .more:after{transform:translateX(3px)}
.icon{width:52px;height:52px;border-radius:14px;background:var(--cream);color:var(--coral-d);display:grid;place-items:center;margin-bottom:18px}
.icon svg{width:26px;height:26px}
.card.link{text-decoration:none;color:inherit;transition:.15s}
.card.link:hover{transform:translateY(-2px);border-color:#d8c9bb}

/* guide cards */
.gcard{background:#fff;border:1px solid var(--line);border-radius:var(--r);overflow:hidden;text-decoration:none;color:inherit;display:flex;flex-direction:column;box-shadow:var(--shadow);transition:.15s}
.gcard:hover{transform:translateY(-2px)}
.gcard .thumb{aspect-ratio:41/29;background:var(--cream);overflow:hidden}
.gcard .thumb img{width:100%;height:100%;object-fit:cover}
.gcard .body{padding:20px 22px 22px;display:flex;flex-direction:column;gap:8px;flex:1}
.gcard h3{font-size:1.18rem;margin:0}
.tags{display:flex;gap:8px;flex-wrap:wrap;font-size:.8rem;font-weight:600}
.tag{background:var(--cream);color:var(--navy);border-radius:999px;padding:4px 10px}
.tag.c{background:#FBE3D8;color:var(--coral-d)}
.gcard .meta{margin-top:auto;color:var(--muted);font-size:.88rem}

/* two col feature */
.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.split .img{border-radius:24px;overflow:hidden;aspect-ratio:5/6;box-shadow:var(--shadow)}
.split .img img{width:100%;height:100%;object-fit:cover}
@media (max-width:860px){.split{grid-template-columns:1fr}.split .img{aspect-ratio:16/10}}
.ticks{list-style:none;padding:0;margin:18px 0 0}
.ticks li{padding-left:32px;position:relative;margin-bottom:12px}
.ticks li:before{content:"";position:absolute;left:0;top:5px;width:20px;height:20px;border-radius:50%;background:var(--coral) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12.5l4.5 4.5L19 7.5'/%3E%3C/svg%3E") center/13px no-repeat}
.duo{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-top:24px}
@media (max-width:560px){.duo{grid-template-columns:1fr}}
.duo div{background:#fff;border:1px solid var(--line);border-radius:var(--r-sm);padding:20px}
.duo h3{font-size:1.1rem}
.duo p{color:var(--muted);margin:0;font-size:.97rem}

/* steps */
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
@media (max-width:860px){.steps{grid-template-columns:1fr}}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:28px;position:relative}
.step:before{counter-increment:s;content:counter(s);font:600 1.1rem/1 var(--serif);color:#fff;background:var(--navy);width:40px;height:40px;border-radius:50%;display:grid;place-items:center;margin-bottom:16px}
.step p{color:var(--muted);margin:0}

/* stats */
.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin:32px 0}
@media (max-width:760px){.stats{grid-template-columns:1fr}}
.stat{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px}
.stat b{display:block;font:600 2.4rem/1.1 var(--serif);color:var(--coral-d);margin-bottom:6px}
.stat span{color:var(--muted);font-size:.95rem}

/* timeline */
.timeline{list-style:none;padding:0;margin:0;border-left:3px solid var(--line)}
.timeline li{position:relative;padding:0 0 26px 28px}
.timeline li:before{content:"";position:absolute;left:-9px;top:6px;width:15px;height:15px;border-radius:50%;background:var(--coral);border:3px solid var(--sand)}
.timeline b{display:block;font-family:var(--serif);color:var(--navy);font-size:1.15rem;margin-bottom:2px}

/* cta band */
.cta-band{background:var(--navy);color:#dfe6f2;border-radius:28px;padding:56px;display:grid;grid-template-columns:1.4fr 1fr;gap:32px;align-items:center;position:relative;overflow:hidden}
.cta-band h2{color:#fff}
.cta-band p{color:#c9d3e4}
.cta-band:after{content:"";position:absolute;right:-80px;top:-80px;width:280px;height:280px;border-radius:50%;border:40px solid rgba(232,131,95,.18)}
.cta-band .side{position:relative;z-index:1;text-align:center}
.cta-band .side small{display:block;margin-top:12px;color:#c9d3e4}
@media (max-width:760px){.cta-band{grid-template-columns:1fr;padding:36px 26px}.cta-band .side{text-align:left}}
.cta-soft{background:var(--cream);border-radius:24px;padding:40px;border:1px solid var(--line)}

/* article */
.article-grid{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:56px;align-items:start}
@media (max-width:960px){.article-grid{grid-template-columns:1fr}}
.prose{font-size:1.06rem}
.prose h2{font-size:1.7rem;margin-top:1.8em}
.prose h3{font-size:1.32rem;margin-top:1.6em}
.prose ul,.prose ol{padding-left:1.3em;margin:0 0 1.2em}
.prose li{margin-bottom:.5em}
.prose li p{margin:0}
.prose em{color:var(--muted)}
.prose .intro{font-size:1.2rem;color:var(--ink)}
.prose a.btn{color:#fff;text-decoration:none}
.cover{border-radius:24px;overflow:hidden;aspect-ratio:736/400;margin:0 0 36px;box-shadow:var(--shadow)}
.cover img{width:100%;height:100%;object-fit:cover}
.aside{position:sticky;top:100px;display:flex;flex-direction:column;gap:20px}
.help{background:var(--navy);color:#cfd8e8;border-radius:var(--r);padding:28px}
.help h3{color:#fff;font-size:1.5rem}
.help .eyebrow{color:#F3B59C}
.related{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px}
.related h4{font-size:1.1rem}
.related a{display:block;text-decoration:none;font-weight:600;padding:10px 0;border-top:1px solid var(--line);font-size:.96rem;line-height:1.4}
.meta-row{display:flex;gap:14px;flex-wrap:wrap;align-items:center;color:var(--muted);font-size:.95rem;margin-top:14px}

/* filters */
.filters{display:flex;flex-wrap:wrap;gap:14px;margin-bottom:28px;align-items:center}
.filters label{font-weight:600;font-size:.9rem;color:var(--muted)}
.filters select{font:inherit;padding:10px 14px;border-radius:12px;border:1px solid var(--line);background:#fff;color:var(--ink);min-width:170px}
.empty{display:none;color:var(--muted)}

/* faq */
.faq details{background:#fff;border:1px solid var(--line);border-radius:var(--r-sm);margin-bottom:12px}
.faq summary{cursor:pointer;list-style:none;padding:20px 56px 20px 22px;font:600 1.12rem/1.35 var(--serif);color:var(--navy);position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"+";position:absolute;right:20px;top:50%;transform:translateY(-50%);width:30px;height:30px;border-radius:50%;background:var(--cream);display:grid;place-items:center;font:500 1.3rem/1 var(--sans)}
.faq details[open] summary:after{content:"–";background:var(--navy);color:#fff}
.faq details>div{padding:0 22px 20px;color:var(--muted)}

/* forms */
.form-wrap{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:12px 20px;box-shadow:var(--shadow);min-height:520px}
.form-wrap iframe{width:100%;border:0;min-height:500px}
.form-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:48px;align-items:start}
@media (max-width:900px){.form-grid{grid-template-columns:1fr}}

/* footer */
.site-footer{background:var(--cream);border-top:1px solid var(--line);padding:64px 0 28px;margin-top:0}
.foot{display:grid;grid-template-columns:1.4fr repeat(4,1fr);gap:32px}
@media (max-width:900px){.foot{grid-template-columns:1fr 1fr}}
.foot h4{font-size:1.05rem;margin-bottom:14px}
.foot ul{list-style:none;padding:0;margin:0}
.foot li{margin-bottom:9px}
.foot a{text-decoration:none;color:var(--muted)}
.foot a:hover{color:var(--navy)}
.foot .brand img{height:44px;width:auto;margin-bottom:14px}
.foot .brand p{color:var(--muted);font-size:.95rem;max-width:32ch}
.legal{border-top:1px solid var(--line);margin-top:40px;padding-top:22px;font-size:.85rem;color:var(--muted);display:flex;flex-wrap:wrap;justify-content:space-between;gap:12px}
.notice{background:#fff;border:1px dashed var(--coral);border-radius:12px;padding:14px 16px;font-size:.92rem;color:var(--muted)}

/* guides ticker */
.ticker{display:flex;align-items:stretch;background:var(--navy);color:#fff;overflow:hidden;border-top:1px solid #2c4166;border-bottom:1px solid #2c4166}
.ticker-label{flex:0 0 auto;background:var(--coral);color:#fff;font:600 .78rem/1 var(--sans);letter-spacing:.1em;text-transform:uppercase;display:flex;align-items:center;padding:0 20px;position:relative;z-index:2}
.ticker-viewport{overflow:hidden;flex:1;-webkit-mask-image:linear-gradient(90deg,transparent,#000 40px,#000 calc(100% - 40px),transparent);mask-image:linear-gradient(90deg,transparent,#000 40px,#000 calc(100% - 40px),transparent)}
.ticker-track{display:flex;width:max-content;animation:ticker 120s linear infinite}
.ticker:hover .ticker-track,.ticker:focus-within .ticker-track{animation-play-state:paused}
.ticker-list{display:flex;list-style:none;margin:0;padding:0}
.ticker-list li{display:flex;align-items:center}
.ticker-list li:after{content:"•";color:var(--coral);padding:0 22px}
.ticker-list a{color:#fff;text-decoration:none;font-weight:500;font-size:.95rem;display:flex;align-items:center;gap:10px;padding:16px 0;white-space:nowrap}
.ticker-list a:hover{color:#F3B59C;text-decoration:underline}
.ticker-list .tag{font-size:.72rem;padding:3px 9px}
@keyframes ticker{from{transform:translateX(0)}to{transform:translateX(-50%)}}
@media (prefers-reduced-motion:reduce){.ticker-track{animation:none}.ticker-viewport{overflow-x:auto}}
@media (max-width:640px){.ticker-label{padding:0 12px;font-size:.7rem}.ticker-track{animation-duration:90s}}

/* ===== premium pass ===== */
body{font-size:17px;letter-spacing:.003em}
h1,h2,h3,h4{font-weight:500;letter-spacing:-.022em}
h1{font-size:clamp(2.6rem,6vw,4.6rem);line-height:1.04}
h2{font-size:clamp(2rem,4vw,3.1rem);line-height:1.08}
h1 em,h2 em{font-style:italic;color:var(--coral-d);font-weight:400}
.eyebrow{font:500 .72rem/1 var(--sans);letter-spacing:.24em;color:var(--coral-d);display:inline-flex;align-items:center;gap:12px}
.eyebrow:before{content:"";width:28px;height:1px;background:currentColor;opacity:.7}
.section-head .eyebrow:after{content:"";width:28px;height:1px;background:currentColor;opacity:.7}
.lead{font-size:1.12rem;line-height:1.7}
section{padding:112px 0}
.hero{padding:96px 0 104px;background:linear-gradient(180deg,var(--cream) 0%,var(--sand) 100%)}
.btn{border-radius:6px;padding:15px 24px;font-weight:500;letter-spacing:.01em;font-size:.97rem}
.btn.coral{background:var(--coral);border-color:var(--coral);color:#fff}
.btn.coral:hover{background:var(--coral-d);border-color:var(--coral-d)}
.btn.alt{border-width:1px}
.nav{height:82px}
.nav .btn{border-radius:6px}
.site-header{background:rgba(251,248,243,.88)}
.routes .chips{gap:0;border-top:1px solid var(--line)}
.chip{border:0;border-bottom:1px solid var(--line);border-radius:0;background:transparent;padding:14px 0;width:50%;font-weight:500;justify-content:space-between;padding-right:24px}
.chip:hover{color:var(--coral-d)}
.routes small{text-transform:uppercase;letter-spacing:.2em;font-size:.7rem;font-weight:500}
.hero-img{border-radius:4px;box-shadow:0 30px 60px -30px rgba(20,35,61,.35)}
.hero-badge{border-radius:4px;background:rgba(251,248,243,.96)}
.hero-badge b{font-weight:500}
.card,.gcard,.step,.stat,.duo div,.related,.faq details,.form-wrap{box-shadow:none;border-radius:6px}
.card{padding:34px;border-color:var(--line)}
.card.link:hover,.gcard:hover{transform:none;border-color:var(--coral)}
.icon{background:transparent;border:1px solid var(--line);border-radius:50%;color:var(--coral-d)}
.gcard .thumb img{transition:transform .8s cubic-bezier(.2,.7,.2,1)}
.gcard:hover .thumb img{transform:scale(1.04)}
.tag{background:transparent;border:1px solid var(--line);font-weight:500;letter-spacing:.04em}
.tag.c{background:transparent;border-color:#D9C7A8;color:var(--coral-d)}
.split .img,.cover{border-radius:4px;box-shadow:none}
.step:before{background:transparent;border:1px solid var(--coral);color:var(--coral-d);font-weight:500}
.cta-band{border-radius:4px;background:var(--navy)}
.cta-band:after{border-color:rgba(176,141,87,.22)}
.cta-soft{border-radius:4px;background:var(--cream)}
.help{border-radius:6px}
.help .eyebrow{color:#D4B98A}
.ticks li:before{background:transparent url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%238A6A38' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12.5l4.5 4.5L19 7.5'/%3E%3C/svg%3E") center/16px no-repeat;border:1px solid #D9C7A8}
/* ticker: slimmer, slower */
.ticker{background:var(--navy);border:0}
.ticker-label{background:transparent;color:#D4B98A;border-right:1px solid rgba(255,255,255,.12);letter-spacing:.24em;font-weight:500;font-size:.68rem}
.ticker-track{animation-duration:220s}
.ticker-list a{padding:11px 0;font-size:.86rem;font-weight:400;color:#E9E4DA;letter-spacing:.01em}
.ticker-list a:hover{color:#D4B98A}
.ticker-list li:after{content:"";width:4px;height:4px;border-radius:50%;background:#B08D57;margin:0 26px;padding:0}
.ticker-list .tag{border:0;padding:0;color:#D4B98A;text-transform:uppercase;font-size:.66rem;letter-spacing:.18em}
@media (max-width:640px){.ticker-track{animation-duration:160s}}
/* footer */
.site-footer{background:var(--navy);color:#B9C1CF;border:0}
.site-footer h4{color:#fff;font-family:var(--sans);font-size:.72rem;text-transform:uppercase;letter-spacing:.22em;font-weight:500}
.foot a{color:#B9C1CF}.foot a:hover{color:#D4B98A}
.foot .brand p{color:#B9C1CF}
.legal{border-color:rgba(255,255,255,.12);color:#8E98AA}
/* reveal on scroll */
.reveal{opacity:0;transform:translateY(18px);transition:opacity .9s cubic-bezier(.2,.7,.2,1),transform .9s cubic-bezier(.2,.7,.2,1)}
.reveal.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none;transition:none}.gcard .thumb img{transition:none}}

/* Scheduled guides: show only the first N live cards */
.limit6 > :nth-child(n+7), .limit4 > :nth-child(n+5), .limit3 > :nth-child(n+4) { display: none; }
.related a:nth-of-type(n+5) { display: none; }
.dir-card{display:flex;flex-direction:column;gap:10px}.dir-card h3{margin:2px 0 0}.dir-card p{margin:0;flex:0 0 auto}.dir-card .dir-best{font-size:15px;font-style:italic;color:var(--brass-d,#8A6A38)}.dir-card .muted{font-size:15px}.dir-card .more{margin-top:auto;padding-top:8px}.dir-card .tag{align-self:flex-start}